Posts Tagged pet insurance

Pet Insurance Top Pick Revealed and Dr. T’s Panic Attack!

It’s been just 2 1/2 months since I purchased Petplan – prompted by our research project to find and study top rated pet insurance companies – when whamo,  a pet emergency unraveled right before my eyes at home in my living room! Curled up with a fascinating book – Outsmart Your Cancer by Tanya Harter Pierce – I was snuggled in the relaxed company of my two canine companions last Sunday afternoon on a couch too small for all three of us but try telling that to a dog! Bending themselves like pretzels around me I was startled when Brad Pit suddenly jumped down off the couch and began vomiting. As I started to call for maid service (yeah right)…things got worse. He lost all control of his bowels and then collapsed. “Oh my God,” I gasped, when I looked at his mucous membranes (inside lip and gums) – instead of a fleshy pink-red, his color was ghost white! With our clinic closed and no time to spare – like superwoman I picked up my 45 lb limp dog like he was the weight of a 5 lb Chihuahua and ran out the door into a speeding vehicle wishing Mario Andretti was at the wheel – “No cop is going to ticket a vet with a dying dog in route to the ER,” I kept shouting to the driver as tears blurred my vision and fear paralyzed the optimism I struggled to hold on to…

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Make 2010 The Year Of Affordable Pet Health Care!

As promised, we have just finished our in-depth insurance review conducted over the past three months. We now feel like exhausted experts on this topic! Initially – after looking at ten companies – we narrowed our focus down to these three: Petplan, Embrace and Pets Best. We found many similarities at first and later, major differences were uncovered, as we interviewed these companies over the phone and purchased a policy from each one.

Janet with her dog Cookie, enjoying a hike.

Janet with her dog Cookie, enjoying a hike.

I jumped in first, enrolling my pit bull mix-up, Brad Pit, with Petplan; Janet – our indispensable hospital manager and long time licensed veterinary tech –  signed up her dog Cookie with Embrace; Inez, our sweetheart groomer, purchased Pets Best for her newly adopted dog, Tigre. Yep, the same dog we were fostering – they had a 3 month love affair going on right under our noses!

My hat and stethoscope is off to Janet, who painstakingly studied each contract and directed my attention toward problematic areas. What follows is everything we learned and what you need to know before you enter the mind boggling world of pet insurance. We have done a lot of necessary homework and now it is your turn to compare, ask questions, and take action!

It is our greatest hope to see all our patients protected by a good pet insurance policy in the New Year. As I stressed in an earlier post, pet insurance is no longer an option – it’s a necessity if you want to make sure your pet receives state of the art medical care without maxing out your credit cards!

We want 2010 to be the year of affordable veterinary care. As a responsible pet parent, I challenge you to work an additional $25 to $35 into the monthly budget. So, if you become the unlucky pet owner faced with a $1,000 vet bill (happens every six seconds in the U.S.) don’t worry – just get your pen ready (or go on-line) and fill out your claim form!

Let’s begin…

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Pet Health Insurance — You can’t afford to be without it!

Me sharing a moment of affection with my rescued pit bull mix, Brad Pit. I just purchased Petplan for him (one of the companies we are reviewing) with coverage up to $20,000 per year for a monthly payment of $36. Yes, even vets need pet insurance!

Me sharing a moment of affection with my rescued pit bull mix, Brad Pit. I just purchased Petplan for him (one of the companies we are reviewing) with coverage up to $20,000 per year for a monthly payment of $36. Yes, even vets need pet insurance!

An unexpected illness or injury could cost you thousands of dollars to save your beloved pet. At Founders, we worry that you could be forced to make critical health care decisions based on cost alone. That’s why a good pet insurance policy is so important for your peace of mind and ours too! You can’t predict the future of your pet’s health, but you can prepare for it. We can help you make the best choice.

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